Pay48
πŸ‡ΈπŸ‡¬Based in Singapore

Get Paid Instantly. No More Chasing Invoices.

HitPay integration so customers pay online, via PayNow, or credit card β€” directly from your website.

41Leads integrates HitPay payment solutions for Singapore SMEs, enabling online payments via PayNow, credit cards, GrabPay, and ShopeePay directly from your website. Lower fees than Stripe, same-day payouts to local bank accounts, and professional digital invoicing. Setup takes 48 hours.

Sound Familiar?

If this sounds like you...

You're chasing invoices every month. SGD 15,000 in outstanding payments and clients who 'forgot' to transfer. Your cash flow is bleeding.

Customers want to pay online but you only accept bank transfer. Every friction point in payment costs you 10-20% of potential sales.

You're losing deposits and bookings because you can't collect payment instantly. Customers cool off between 'yes' and 'I'll transfer later'.

You're tracking payments in a spreadsheet. No automated reminders, no reconciliation, no visibility into who owes what.

How It Works

3 steps. That's it.

1

HitPay Account Setup

We create and configure your HitPay merchant account with optimal settings for your business β€” payment methods, payout schedule, and branding.

2

Website Integration

Payment buttons, checkout pages, and digital invoicing integrated directly into your website. Customers pay in 2 clicks β€” no friction.

3

Go Live & Automate

Test transactions, automated payment reminders, and reconciliation dashboard. You see every payment in real-time with same-day payouts.

What You Get

Everything included. No hidden fees.

HitPay Account Setup & Configuration

Fully configured merchant account with optimal settings for your business.

SGD 800

PayNow Integration (Lowest Fees)

Singapore's favourite payment method. 0% transaction fees on PayNow.

SGD 500

Credit Card Payment Gateway

Accept Visa, Mastercard, and Amex directly on your website.

SGD 600

GrabPay & ShopeePay

Popular e-wallets that younger customers prefer. One-tap payments.

SGD 400

Digital Invoicing System

Professional invoices with payment links. Click to pay β€” no bank transfers.

SGD 500

Automated Payment Reminders

Stop chasing invoices. Automated reminders at 3, 7, and 14 days overdue.

SGD 400

Payment Analytics Dashboard

Real-time visibility into revenue, outstanding payments, and payout schedule.

SGD 300

Progressive Payment Schedules

Collect deposits, milestone payments, and final payments automatically.

SGD 500

Total Value

SGD 4,000

Included in your package β€” not sold separately

β€œI already accept bank transfers. Why do I need this?”

Bank transfers require manual reconciliation, have no automated reminders, and create friction for customers. Every step between 'I want to pay' and 'payment received' loses you money. HitPay lets customers pay via PayNow (0% fees), credit card, or e-wallet in 2 clicks β€” directly from your invoice or website. Same-day payouts to your DBS/OCBC/UOB account. The businesses that make it easy to pay get paid faster. Period.

Real Results

Results that speak for themselves

32 β†’ 4 days

Collection Time

Renovation Contractor

Before

Chasing payments via WhatsApp. SGD 45,000 in outstanding invoices. Average collection time: 32 days. 3 hours/week spent on payment follow-ups.

After

Digital invoices with click-to-pay links. Outstanding invoices dropped to SGD 8,000. Average collection time: 4 days. Progressive payments collecting 30% deposit upfront.

β€œI went from chasing payments for a month to getting paid in 4 days. The deposit collection alone has transformed my cash flow.”

Marcus C. Β· Owner, Renovation Company

Compare Options

How we stack up

Bank Transfer Only

SGD 0

Manual reconciliation. No reminders. Long collection times. Customer friction.

Stripe

3.4% + SGD 0.50 per transaction

International-focused. Higher fees for local payments. No PayNow.

Custom Payment Integration

SGD 3,000-8,000 development

Fully custom. Long build time. Ongoing maintenance costs.

41Leads (HitPay Integration)

Best Value

One-time setup included

PayNow (0%), credit cards, e-wallets, invoicing, reminders. Live in 48 hours.

FAQ

Common questions

Cost Guide

How Much Does Online Payment Integration Cost in Singapore?

DIY (PayNow QR Only)

SGD 0 setup

Static QR code. No automated invoicing, no tracking, manual reconciliation.

Platform (HitPay/PaySG)

SGD 0 setup + transaction fees

Payment gateway, invoicing, multiple payment methods. Self-service setup.

Custom Development

SGD 3,000–8,000

Bespoke payment flows, custom checkout, API integration. 4-8 week build.

41Leads (Included in Website Build)

Included with Website48

Full HitPay integration, invoicing, reminders, progressive payments. 48-hour setup.

Our take: Singapore businesses lose an estimated 15-20% of revenue to payment friction β€” customers who intend to pay but get delayed by bank transfers, manual invoicing, and lack of convenient options. HitPay with PayNow (0% fees) removes this friction entirely. The question isn't whether you can afford payment integration β€” it's whether you can afford to keep losing revenue without it.

Free Audit β€” No Obligation

Ready to get more qualified leads?

Tell us about your business. We'll show you exactly how Pay48 can generate leads β€” with a free, no-obligation audit.

Trusted by 50+ Singapore SMEs Β· Results in 48 hours